Sleeping bag pads

: Sleeping bag pads are not one of the things you should cut from your list. Backpackers want to reduce their weight, but not even ultralight backpackers want to reduce their comfort. Still, who wants to carry those monstrous old inflatables down the trail? Try some of these lightweight options instead. Make four-ounce sleeping bag pads, and sometimes carry two of them. Use the plain blue closed-cell foam pads available from any backpacking supplier. They are made larger than necessary, usually 24 by 72 inches. Just cut them down to a four-ounce size that fits your torso. It should reach from your shoulders to your hips. You may want to cut the width a little at a time, testing for comfort as you go. The pad should be as small as you can make it, while still big enough to insulate your torso from the ground. A pillow of spare clothes can be used for your head, and your legs can be on your empty pack to insulate them. Sleeping Bag Pads For Lightweight Fanatics To make it really light, cut pieces out of the pad. Small holes in the pad don't seem to make it less comfortable. If you cut out a hundred little pieces of foam, you save an ounce and join the ranks of the fanatical ultralight backpackers. Want to go even lighter? Leave the pad behind and try sleeping where the ground is soft. You can also pile up leaves or dry grass to sleep on. Do this where it won't harm the enviroment, and scatter the leaves in the morning so they don't kill the vegetation they're on. For fifteen minutes of work each night collecting materials, you can leave the sleeping pad home and actually be more comfortable. A thick pile of dried grass - now that's a nice camping mattress. More Luxurious Sleeping Bag Pads Want more cushioning? Inflatable sleeping pads are no longer out of the question for lightweight backpacking. The Big Agnes Air Core Pad from REI is a 3/4 length pad that weighs just 16 ounces and is an incredible 2 1/2" thick! If you've slept with Big Agnes, let me know how she is. You can also find a few self-inflating pads that are reasonably light. The old Thermarest I sometimes use is actually only 21 ounces, but both Thermarest and others now have self-inflating sleeping pads that are under a pound. That's a lot of comfort for such lightweight sleeping bag pads.

A moving experience

I’ve found a cool apartment! Okay, okay…so it’s not perfect. Just a few bugs. I mean literally! First expense? An exterminator! Is it worth the cash? Well, I can’t afford a more expensive place, so a one-time (please!) cash outlay should be okay. Maybe just a can of “Raid?” I need a way to move my stuff. Daddy, can I borrow your truck? You don’t have one? Why not? Do you want one? I’ll help you pick it out! Well, it was just a suggestion. No need to get all bent out of shape! I guess I’d better call the truck rental places. What do you mean…$200…PLUS mileage? AND Gas? Good grief! While I’m on the phone I’ll call the utility and phone companies. Yes, I know I haven’t used your services before. No, I don’t have a credit card; this is my first place. You want what? A $100 deposit? For EACH? Holy cow…do you people have a license to steal? Daddy, I need $500 for moving expenses! I used all my money for the first and last months rent AND the damage deposit. Well, how was I to know this was going to be so expensive? Sell something? Daaaaad…I NEED my TV! Boy, this place is pretty empty. Maybe I should buy a couch and a chair. Nah…I have my bed. That’ll be good enough. I don’t need a table; I’ll just use this box. Renters Insurance? I don’t think so! What do I have to insure? Just got my first phone call! I’d love to come to your party! Daddy, I need a car. Because it’s too far to walk to work, that’s why. Umm, Daddy…there’s car insurance too! Thanks, Dad…you’re the best! And gas? I didn’t think so… Time for dinner. Let’s look in these boxes. Oh, No! No dishes or pans. No FOOD! Uhhh, Mom?

Where can i find teaching materials for homeschooling

How do you successfully determine what method of teaching, what lessons to teach and at what speed? Having decided to educate your kids at home for the purpose of giving your children the needed attention they require, do you still follow the school's standards of what subjects to cover and take up and when? Has keeping with the rules and standards of the school meant hurrying your children through anything by driving them to memorizing certain areas of the subject matter so to progress? If you are, keep in mind that you are not doing your children any favors at all. For kids to really be equipped for life, you should exploit the benefits of what homeschooling will permit you to accomplish and that is choosing your objectives and goals and setting the pace in relation to your children’s specific needs. By far, the biggest challenge that a homeschooling parent encounters is making a homeschooling schedule. While some make use of software programs, some parents write their notes in notebooks or in computer programs such as Microsoft Word; some plan the activities as the day goes and others do the planning ahead; there are some who do not make plans at all. It would really depend on the type of person that you are, on where are you comfortable with. However, making a yearly plan of objectives consisting of goals which you have established for your child is the best, convenient and effective way to go. Basing from the goals you have set, the choices you make when gathering the homeschooling materials needed will be much easier and ensure that they will be put into productive use. Since you are well familiar with your child’s learning abilities, it is wise that the goals you set will be based from his/her capabilities. At such time that your child is old or mature enough, he can and must help in the goals that you make, ultimately setting his own goals, making you his advisor. You can acquire homeschooling teaching materials on the internet, and it is important that you become well acquainted with the teaching materials in order that you can manage, organize and take control so that you understand and see everything in an orderly manner. Here are suggestions to help you achieve this task: 1. Group materials for the whole school year by topic. 2. Sort out the teaching materials that will be used by you from the materials that will be used by your child. 3. Place the materials in such a way that it is accessible to the kids when they need to refer to it. 4. When organizing the educational materials for every subject, keep the primary alongside the supplemental materials, as well as make certain that extra materials, like additional readings and tools, are readily available when needed. 5. Take into account making a listing of educational materials that you have. This is useful especially when you are teaching two or more children as the list can keep track and organize the materials that you have through the years. 6. After obtaining the materials for a certain subject's curriculum, study and spend a lot of time getting yourself familiar and well acquainted with everything. You can inspect the materials through answering the following guidelines: How are these materials constructed to be carried out? What is the expected time frame for each session? What type of performance is expected for the child? Do I have all supplemental materials that I need, such as the teacher's guide or student workbooks? If not, you will need to get them before the school year starts. Do supplemental materials, like the answer key and teacher's guide fit in and conform with it? Do the materials actually match your expectations? At times when you were not able to directly examine the materials, when you receive them, they are not what you really have expected. Return and replace the materials with what really matches your needs. The technology of today, especially the internet has exposed a lot of homeschooling materials and supplies readily available to all individuals. With a lot of research one can surely find homeschooingl educational software, lesson plans, curriculums, programs, educational games, activities, and a lot more! The internet is overflowing with information so searching for and looking for resources is not a problem at all. Also, there are a number of support groups and forums to ensure an effective homeschooling experience for you.

Stutter in child

When a child starts to develop a stutter, it comes as a shock to everyone involved. It can be a very stressful time for both the parents and for the child. I myself developed a stutter at the age of four or five. My mother had left work to look after me when I was born and I started to talk as normal. Everything was fine until I started school. My mother - who now had more time on her hands, decided to re-start work and I would now be going to a friend of the families after school. This friend was called Jean and she had a son my age called Graham. On the first day I spent at her house everything was going well until Jean called us in for our evening meal. Meal times at my own house were a very relaxed affair, we were able to eat our food wherever we wanted to in the house. At Jean's house they ate in a dining room around a dining table. There were a lot of people around the table who I did not know very well and eating in front of them all, made me feel quite uncomfortable. During the meal people were asking me various questions and for whatever reason, I found it difficult to answer and started to stutter. This was the first day of my life as a person who has a stutter. My parents a few months later took me to speech therapy, the speech therapist advised them that most children will grow out of their stutter. I continued unfortunately to stutter until I was twenty two. At this stage I decided I had had enough and that it was time to overcome the stutter. I decided to try and find my own stuttering solution. I went about this by reading books about self confidence as I certainly had a low self esteem. I also studied people who I believed were very good talkers and tried to work out how the spoke differently than me, for example the way they breathed. After nearly a year I was proud to be able to class myself as fluent and as a career I now help other people to achieve fluency.

Top 7 ways to prevent unnecessary stress at work

Stress plays a critical role in life. It can help you accomplish work timely and accurately, promote healthy competition, and force you to evaluate problems and formulate creative solutions. It can also hamper your ability to effectively perform your job, thereby reducing your chances of promotion; interfere with your capacity to sustain relationships; and lead to physical illness. So, how do you find balance? Start by preventing or eliminating stress that is unnecessary. 1. Manage Expectations. Are others clear about what you expect of them? Whether they are vendors, subordinates, or committee members, make sure they understand exactly what you want, and when and how you would like it completed. This will prevent misunderstandings for you as well as the other person. 2municate Effectively. Many problems arise due to a lack of or ineffective communication. Don’t focus solely on your verbal and written communication though. Listening is a lost art for most, and one that can stand to be improved. No matter what your position is, strong communication skills are essential. 3. Let go of control. Are you someone who thinks that no one else can perform even the simplest of tasks as well as you can? If so, you could eliminate a lot of stress by simply learning to let go. Many companies reorganized departments into teams several years ago, because they realized that it is a more efficient and effective way to do business. It’s not necessary for one person to perform all tasks related to his or her job. In fact, you are more effective when you concentrate on what you do best and let someone else take care of the rest. 4. Steer Clear of Procrastination. Staying on top of things will reduce stress when the unexpected occurs. Procrastination often rears its ugly head when you are faced with a task you would rather not do. Instead of putting it off, determine if it would be appropriate to delegate the project or a portion of it to someone else. If not, get it out of the way first. 5. Take regular vacation time. They give it to you for a reason. Some companies even require you to take time off. It gives you time to unwind, gain a new perspective, and become more focused. People who work too many hours without a break find themselves more prone to illness. It’s your body’s way of telling you that you need to rest. 6. Address problems as they arise. Don’t push issues to the back-burner because you don’t want to face them. Confront problems as they arise in order to avoid stress from building up and unleashing itself at an inappropriate time. 7. You can say ‘NO’. Many people have difficulty saying no. However, you cannot take on every project, task, and role that gets cast off on you. For projects outside your scope of responsibility, consider whether it will help you achieve your career goals. If not, politely decline the offer and move on to something that will.

Seo book the new internet marketing bible

Aaron Matthew Wall, author of SEO Book: A New Chapter Every Day, offers his reader much more than they’ll find in any other Internet Marketing book on the market. Believe me, I’ve read more books on SEO than I care to admit. But they all left me unchallenged, insulted and disappointed. But Wall’s book is the most comprehensive, clear and knowledgeable book I’ve found or read to date. Wall admits: “There are many guides to how and where to start on the web, most of them are laced with affiliate links and bogus recommendations. The goal of this guide is what I had wished I read when I jumped on the web a few years ago.” Meticulously written and researched, SEO Book is 290 pages of easy-to-read, solid industry guidance for anyone who wants to make sense of the mesmerizing and exciting world of search engine optimization. The truth is, most authors out to sell an ebook on SEO are looking for instant wealth. One book in particular pushes its own affiliate program so hard throughout the text that its no wonder this ebook, or shall I say sales pitch, is top ranked on the search engines. If you’re looking for real knowledge and practical search engine optimization solutions, SEO Book is your answer. In his book, Wall explains the value of proper SEO campaign planning, development and launch, helping you avoid the costly drain of paid Internet advertising. He also explores the dangers inherent in using search engine optimization in overly manipulative ways, which only leads to blocking from top-ranking search engines all-together. Wall offers step-by-step guidance on building a powerful website to achieve optimal organic, or non-paid, rankings and how to develop your own successful web-based business. This book even covers the value of blogs and content management systems, plus advanced topics like usability, scripting, hacks and web design standards, subjects most other Internet Marketing books can’t and won’t touch, as they’re typically written by people who lack a passion for and solid knowledge in Internet Marketing. The depth and diversity of information covered in Wall’s book makes it an ideal top-to-bottom read or reference guide for the neophyte, beginner, professional and Internet or bricks-and-mortar entrepreneur looking to gain traction on the web. With enough dedication and commitment, the reader should be able to save a lot of money on SEO Consulting services in the end. This alone, added to the traffic and sales achievable using his techniques, can cover the price of the book and more.

Genes and weight loss pills

Ever wonder why people try to lose weight by dieting and weight training and only see minimal results? What are they doing wrong? Medical specialists believe that genes play a major factor in this losing weight. These specialists believe that genes determine one's body type. Some body types contain more body fat than others and vice-versa. They believe that everyone has inherited and specific body types. Body types have been categorized into three basic categories: ectomorph, mesomorph, and endomorph. Body types elaborated The ectomorph body is tall and thin. This body can be distinguished by light bones and small muscles. Studies show ectomorphs encounter difficulty gaining weight and body mass no matter how hard they train or even if they eat the right food. Some see it as a blessing, others see it as a disadvantage. Other noticeable physical qualities of an ectomorph include a slightly built body, flat chest, and small shoulders. People with this kind of body usually have low body fat. These people may experience difficulty in terms of weight gain and muscle development. The endomorph body, on the other hand, is round and soft. People with this body type carry more fat in their body. Their body weight and body fat refuse to drop no matter how hard they exercise and diet, which can be attributed to metabolic problems. According to researchers, endomorphs produce too much insulin as they metabolize carbohydrates. When this happens, fat storage is increased and difficulty in losing existing fat occurs. This is the reason why weight loss is extremely difficult for endomorphs. These people may take prescription weight loss pills and still notice minimal or no weight loss at all. The mesomorph body is generally muscular and short. The mesomorph possess toned muscles and huge bones. Specialists believe that people with this kind of body tend to develop muscle mass when they do strength training because of high muscle growth rate and high proportion of muscle growth tissue. The best weight loss pills may fail Healths specialists claim that no matter how hard people workout, eat the right kind of food, or seek medication some people may never lose their flabs. When people seriously and earnestly try to lose weight yet still fail, it may be their genetics that is working against them. They may even take diet pills and fail. For some people, being fat is just a “genetic fact” of life. It is important to understand that one's weight and body fat percentage is not necessarily the measure of one's health. Poor diet and lack of exercise may be the more serious causes of health problems rather than the mere presence of flab.

Recovery word files

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Mexican auto insurance full coverage or liability only coverage which is best for me

Learn the difference between "Full" Coverage and "Liability Only" Mexican Auto Insurance. "Liability Only" Mexican Auto Insurance: "Liability Only" Coverage meets the minimum liability requirements of the Mexican government. It means Legal liability deemed to be caused by you for injuries or death of persons (bodily injury) not in your vehicle, property damage deemed to have been caused by your vehicle, and medical expenses for you or other persons within your vehicle caused by a covered loss. "Full" Coverage Mexican Car Insurance : "FULL" Coverage means"Liability Only" Coverage and in addition, coverage for Physical Damage to your vehicle and Total Theft of your vehicle. It protects your vehicle for total theft, collision, turnover, fire, lightning, explosion, and meteorological phenomenon such as windstorms, cyclones, hurricanes and earthquakes. Partial theft and acts of vandalism are excluded except by purchasing Broader Coverage. Towing expenses are covered in order to move the vehicle to a place designated by the company for repairs. Tip Number 1: If you drive an older car, you might save money by purchasing "Liability Only" Protection. Check with your U. S. Insurance Provider to find out if they provide any protection for your vehicle within Mexico. Just be careful as most exclude Physical Damage & Theft, and some include it for only a few miles along the border areas into Mexico. Tip Number 2: If your vehicle has some value, it's a good idea to purchase "Full Coverage". Keep in mind however that Mexico Insurers require that you have valid "Full Coverage" on your US or Canada policy in order for you to be eligible to purchase "Full Coverage" while driving in Mexico. Some “Full Coverage” Packages include coverage for partial vandalism and also increased medical payments coverage if you are injured by an uninsured motorist. It is usually worth the small increase in premium to get these two options.

A good squeeze is hard to find

Lead capture pages or "squeeze" pages are the best tools to use in a traffic exchange. That way, you can collect names and email addresses for your "list" of potential customers. You know the saying--"The Money Is In the List." But, do you know how to build a squeeze page? A “please sign up,” and a fill-in form won’t get you many (if any) sign-ups. Here are some hints: First, you need to intrigue viewers to get their information. If you’re offering a free newsletter, the best thing to do is to give readers a sample of what they might find inside. For my newsletter, OVMarketing One-Tip News, I offer a tidbit of advice, such as using your picture to brand your business or another teaser about what people might find once they subscribe. If you don’t have a newsletter to offer, you may be offering a short marketing course or a course on pet care. It really doesn’t matter what you offer, as long as you’re offering something of quality. You can even buy autoresponder messages now. You can also find tons of stuff out there to give away. Various programs provide a clearinghouse of sorts, where product owners allow their products to be downloaded in exchange for coveted names and email addresses. Of course, before you give an ebook or product away be sure you have permission from the author to do that. You’ll find that information within the ebook or product or in a separate file that accompanies your download. Using something without permission is plagiarism and could result in legal problems for you. Once you have something of value to offer and permission to distribute, then you’ll need a good autoresponder. These services offer a system that will not only store your “list” of names, email addresses, and other information. They send a confirmation message to the person who signs up, which the enlistee must verify. This provides you with what’s known as a “double opt-in.” (The first opt-in is signing up, and the verification is the second.) Having this verification assures that you can never be accused of spamming, which is a truly obnoxious practice that can get you booted from your ISP. Just don’t do it. In the United States, it’s now against the law. Your autoresponder will also provide the code you need to make the sign-up form. You give it some basic information, such as what fields you want to acquire and then, an HTML code will be provided, which you have to add to your splash page. Usually you’ll want to do this at the bottom of the page. But directly before the code, you’ll need to type in a disclaimer. It will be your privacy statement and you can make it as simple as you like: “Your information will not be sold, rented, or given to anyone for any reason.” And then, live by it. This is very important. Your privacy statement could encourage potential clients to sign up by giving them a bit of added security. So, you have the autoresponder, your client has double opted-in, and now you want to welcome them. You need to set up your autoresponder’s first message. In it, thank your potential customer and welcome them to the newsletter or thank them and give them a link through which they can download your book, software, etc. For a newsletter or e-course, you’ll need to set up subsequent messages, too, and let the autoresponder know at what interval you’d like the messages sent. You’re set! Now, you can forget about it and just continue to build your list in the exchanges and anywhere else you advertise. Don’t expect your list to grow overnight. If you’re getting 25 names a week to add to it, you’re doing well. Just keep showing the page, brand it with your image or logo, and folks will get used to seeing your page. The more folks that see your page, the better they come to trust you and the quicker they will sign up. But once you have a list, don’t abuse it. If you do, you won’t have that list for long. Don’t spam members everyday with the newest, best product you’ve ever seen, or even every week. I tend to feel used when people do that, and you probably do, too. If you are offering a newsletter, perhaps you can put the item you’re pushing into your signature file or even better, a P. S. (Folks usually read those.) But never betray people’s trust by shoving stuff into your newsletter that doesn’t belong. If the service or product is not relevant to what you’re writing about, don’t even think about using it. Be kind to your list and your list will be kind to you.

How to save money on a holiday

In the past we had to rely to a large extent on the services of a travel agent when planning and booking a holiday. This was particularly true if planning a trip abroad. However with internet sites and easy communication via email, it is possible to research and organise your holiday plans online using separate providers for accommodation, travel, insurance and so on. This freedom to shop around takes time but will save you money. Accommodation The greatest expense on holiday is likely to be the accommodation and travel. Accommodation at home and abroad can now often be booked direct with the owner. Thanks to the internet, owners do not have to rely on advertising through large companies, so prices are not inflated by agent’s fees. Of course some owners do not want to deal direct with customers and still use agents. You can often find small companies local to your chosen destination. They have fewer overheads so prices are lower and you can also benefit from their detailed knowledge of their properties and the area. Travel The increasing number of no frills budget airlines have, of course, made a big difference to many travel plans. Look out for offers online and in the media, particularly for off peak periods. If you are travelling to Europe then you may want to take your own car. Ferry crossings can seem expensive at first sight but remember the price quoted usually includes several passengers and you won’t have to think about a hire car. Short crossings and the Channel Tunnel are cheaper but may involve more driving, depending on your holiday destination. Travel insurance costs Never try and save money by ignoring travel insurance completely. This could end up becoming a costly mistake if you have to cancel, need medical attention abroad, or a breakdown service. However, you do not have to use the policy offered by the travel company. Shop around for an independent deal from another source. Online comparison sites make this an easy process. If you are a frequent traveller you can save money by buying an extended travel insurance package. This works like a season ticket so you will be covered however often you travel during the agreed period. Try to be flexible If you are flexible with dates and locations it is possible to find very good last minute deals. There are websites which specialise in assisting with this. However, if you have to, or wish to, plan ahead then if at all possible avoid peak holiday periods. This will immediately give you huge savings. Of course many people are tied to school holidays when prices are inflated but there are still things you can do to cut costs. Try to find accommodation with flexible change over days so that you can choose a ferry or flight mid week rather than the more expensive weekend options. Look out for reduced rates for children and book direct with the owner if possible. How about trying something completely different? You may be used to all inclusive hotel holidays but self-catering does not have to be a chore. If you stay in a cottage, gite or apartment you do not have to produce elaborate meals. Take the opportunity to browse at local markets for fresh produce or make the most of the weather and barbecue. Shopping and preparing simple food can easily become part of the fun. Most children love the freedom of camping and many sites now have excellent facilities. Luxury ready erected tents and mobile homes are available and if you book direct with the campsite it will be cheaper than using a large company. When you are on holiday So what about once you have arrived at you destination? Although you may wish to have the freedom to travel around, it is worth booking at least some accommodation ahead. It is likely to be cheaper this way and will save you having to accept an overpriced hotel simply because you cannot find anything else when you arrive. Similarly if you know you want to hire a car don’t wait until you arrive at the airport to organise a deal. There are many guide books available which are aimed at particular groups such as students. However, these can be useful information sources for anyone on a budget as they offer advice on good value accommodation, restaurants, and places to visit. Choose a destination where you know the cost of living is reasonable and check the exchange rate is favourable. Beware of high commission rates and make sure you are not paying more than necessary. Make sure you don’t become a victim of fraud by keeping your credit cards safe. Take necessary telephone contacts with you in case they should get lost or stolen and need to be cancelled. And finally …. Whether you take an annual fortnight, opt for a number of short breaks, or you are looking forward to the long haul trip of a lifetime, holiday planning should be fun. The end result will be well worth the time invested in planning.

Poker betting limit how to pick one 4 u

: Before you head for the nearest empty chair at an open poker table, hold on. There is one very important factor that you must check and verify before you start playing. What? Check the betting limit of that particular table. Why? This is what determines the professional skills of the poker players you will face and will also help you calculate approximately how much cash you need for this particular round of betting. For the Casual Poker Fan: You should try and begin by selecting a table with a low limit. Here, you will enjoy the relatively casual ambience and friendly opponents, who will not have a lot of experience playing and thus you stand a fair chance of winning. The slight problem with such games is that such kinds of tables are difficult to locate. In addition, those playing at such tables tend to play in a very conservative manner and this slows down the flow of the game. If you are still interested in looking for such tables you will be able to find them at the downtown casinos and gambling halls or at poker rooms not located on the Las Vegas strip itself such as the Palace Station. Wish to Play Texas Holdem Instead? Here too, select the lower limit games such as the 4/8 version. In this game, you will be allowed to increase only by four dollars and hence the name. Then, when you come to the last two betting rounds, you will have to double it to eight dollars. Likewise, you can also find the following limits: two and then four, three and then six, four and then eight, eight and then sixteen, fifteen and then thirty, thirty and then sixty and the last one which is pretty different to find (and which unless you are prepared to dish out large sums, you should avoid.) forty and then eight during the last two rounds of betting. How Many Chips Should You Purchase In Such Games? What you can do is multiply the end limit by about twenty and then make sure you have that amount. For example, if you wanted to join a table where the limit is two and then four. Multiply four into twenty and you get eighty. So, this is the sum of chips you must bring in to the game by buying them from the cash counters in the casino. Another option is playing Texas holdem with no limits whatsoever, but beware. Such games pull pros and then you will find yourself at a big disadvantage. For the Experienced Poker Player: Most pros prefer playing Texas holdem than other poker games. And such professionals opt for games with no limit or that have a high limit of at least fifteen dollars. Beware, these tables (You can find them in the top casinos such as the Bellagio and others on the strip.) are places where you can lose hundreds of dollars in minutes so unless you are aware of this or unless you want to swim with the sharks because you consider yourself a shark too, stay away. Conclusion: Note that sometimes the tables might be occupied and it might take you a while to get a seat. Remember that this is not an online casino where tables are always open. Have patience and wait and do not leave and just join a higher or lower limit table than the one you have decided on. Remember that the outcome of your casino experience depends on this decision.

Legitimate home based business opportunity the five w s to making your choice

If you recall back in your elementary English class, your teacher told you about the five W's: who, what, when, where, and why. These same words can be helpful in assisting you in finding which area of a legitimate home based business opportunity you wish to pursue and what is required to begin your home based business. Following these simple tips provided here can make the home based business journey much smoother and less difficult. Why The first thing is knowing why you want to pursue a legitimate home based business opportunity. Is it all about the money? Do you want to make more money and direct your income towards yourself with plans of quitting your job? Perhaps you're interested in creating free time in order to be closer to your family and friends. Have you suffered a disability or some type of acute illness that you're unable to go back and forth to work? These questions can guide you towards a deeper understanding of what is your driving force in this career preference. You simply don't jump across a gorge for the sake of jumping. Often it's because you need to get to the other side. Realizing why you are looking for a legitimate home based business opportunity creates focus. Where This area of questioning may sound silly as you are looking for a legitimate HOME BASED business opportunity, but do you plan to travel to clients/customers for any area of your business. Are you planning to set up a certain radius to meet or serve clients/customers in? Or are your plans to reach a worldwide audience? Taking the avenue of the internet certainly helps you to do so. This is ever so vital in setting up and running your legitimate home based business opportunity. Who In your legitimate home based business opportunity, who are your products/services for? Children, men, women, families, and businesses are all possible target audiences. Make sure you ask who in order to research on your audience in your location. Is there a large base of your target audience in a remote, general or worldwide location? If your legitimate home based business opportunity utilizes the web then your target audience actually is all of the above. This is key in marketing and sales. Which Which area of a legitimate home based business opportunity interests you the most? Do you enjoy creating a product by hand or is it the actual marketing and sales of the product? Some areas of business are enjoyable and that's where you'll blossom. Then some create struggle. Knowing your strengths and weaknesses can help you to get ready for the good and bad of running your legitimate home based business opportunity. What What type of legitimate home based business opportunity do you want to be apart of? Do you want to be in wholesale? Do you want to be apart of e-commerce? Would you like to offer services such as tutoring or sewing? Affiliate marketing has really grown into a great way to get involved with a legitimate home based business opportunity. Narrow your choices and find what you truly want to do within your home based business. These five areas are simple, but make a huge impact on your legitimate home based business opportunity set up. The answers guide you to make the most appropriate business choices that will end in satisfaction as well as success. If you start selling car parts online and you hate even changing your own oil how satisfied will you be doing this everyday? When you make a change to a legitimate home based business opportunity you must ensure that you know your why, know your goal, and know what you enjoy. That will make your choice to run a legitimate home based business opportunity worthwhile and long lasting.

Planning a visit to spain

One thing you should be prepared for when visiting Barcelona for the first time is that you will have to go back again. You will never be able to cram all the sights and activities into one trip, and you will be left wanting to know more about this very special area. So relax, enjoy what you can do this time and keep in mind those activities that you will want to try next time. For art lovers, one of the must visit buildings is the museum dedicated entirely to Picasso. This is housed in a medieval mansion, and contains over three thousand pieces, the most important collection of his work in Spain today. The museum allows you to travel through the various phases of Picasso’s work, from Malaga, his home town, to Paris, then Russia, and finally to Barcelona. Not surprisingly the main focus of the exhibition is on his Barcelona phase. The old town of Barcelona, or Ciutat Vella, is right on the harbor of Barcelona. It is made up of the gothic sector, or Barri Gotic, which houses a fascinating cathedral, the Ribera area and the harbor area or Port Vell. To find the old town you just need to take a stroll down the main avenue on Barcelona, the flower stall lined La Rambla. As you walk towards the sea you will see a towering monument, topped by the figure of Christopher Columbus, which sits at one corner of the old town. On the opposite side or east, the old town is bordered by the Parc de la Ciutadella which houses a monumental waterfall or cascada. A sight not to be missed for many football fans is the Nou Camp stadium. If you have chance to go to a game this will beat a simple sightseeing tour as you will be able to experience the unique atmosphere of one of the most famous stadiums in the world, home to Barcelona’s football team, usually known as Barca. Football season is September to May and you need to be sure to book your tickets well in advance. If you have had enough of culture, history and shopping in the city centre, you can hit one of the fabulous beaches along the Costa Brava and Costa Dorada. The coast line is well maintained, with clean Mediterranean waters perfect for a refreshing dip. Accommodation along this coast includes a wide variety of resort style hotels, beach front chalets, and self catering apartments to rent. Barcelona has something for everyone. Whether you are looking for a relaxing beach holiday, a sightseeing weekend, a romantic honeymoon or somewhere to relax for the whole summer, you will find it all on this beautiful part of Spain.

Tips for promoting your home business idea or opportunity

By Jimmie Sypolt From the beginning of commerce, businesses have been promoting the ideas and products of other businesses as a way to make their own business a successful one. For example, you may see that a real-estate company may promote a particular lawyer in order to close a sale while that lawyer will also promote that real estate company in his firm. Everyone has heard of the barter system and may have thought that this system is outdated and is not used anymore. However, with modern technology, the barter system is still alive. People still trade services and items rather than using money. The business of Internet marketing is proof that the barter system is still alive. In the Internet Marketing world, we call this new form of the barter system, cross promoting. This system is in place to trade of advertising space. Advertising companies in the past have charged top dollar for premium advertising space on the most prominent bill boards or a radio station that has millions of listeners. Now, with the availability of the Internet, instead of paying for advertising space in this way, you would place the ad for your own home based business idea or opportunity on another website while the other website places their ad on your website. Cross promoting can be done in many ways and can be a very cost effective way for you to advertise your Internet business. Reciprocal linking is one major way that webmasters help each other to advertise their products, services and opportunities. Exchanging links with other similar websites as your own, is a very effective, but you should also be aware of who your direct competition is and avoid promoting products and services that are exactly the same as yours. One of the best things about exchanging links, or ads, with other similar websites is that each website benefits from becoming more popular in the eyes of the search engines. Search engines look at the number of links into a website from other websites throughout the Internet and determine the importance of each website based on these factors. For example, if you are able to exchange links with another website that has a higher search engine ranking than your own, you will benefit greatly from the popularity of that website. Therefore, reciprocal linking to a more popular site, can not only help increase your advertising ability and website traffic, but will also increase the popularity of your own website by being rated higher in search engine rankings. Reciprocal linking leads into more opportunities to promote more of your ideas to your customers, or even potential customers, when they subscribe to your ezine, or newsletter. When you get a subscription to your publication, you can now use this as an opportunity to use cross promote your other ideas and opportunities.

Affiliate marketing

Affiliate Marketing is one of the hottest subjects on the Internet today. Some people think that it is hard to make money this way, others say it is very easy. My opinion is that there is money to be made in almost any kind of industry. You must just find a way to simplify your work and profit more from your efforts. So, the point is to use leverage, lots and lots of leverage. Bellow I will briefly explain how to do all of this. For those who don’t know, affiliate marketing is the kind of business in which you sell other people’s products and/or services in exchange for a fraction of the profits. So, if you are an affiliate you don’t have to create anything. You don’t have to own products or services. All you do is to advertise. You may think that advertising is expensive. I affirm that it could be, if you choose to pay for it. In the other hand, if you choose to advertise for free and you know how to do it, it won’t cost you a red cent. There are many marketing techniques out there that you can implement in your business life which will help you boast your exposure and increase your profits. Then, how much money can you make? You can make a lot of money. The good thing about it is that you don’t have to deal with anybody as an affiliate. The owners of the products do all the customer service, deal with the refunds and process the payments. As I said above, all you do is to advertise. So, you are making piles of cash from products and services that you didn’t create and that you don’t own. You may ask, yes but exactly how much can I earn? Some affiliate programs pay as little as just 10% of the sales price. Others pay as much as 75%. Then, imagine that you join this affiliate program which is paying you 50% for every sale you generate. If you are selling a product that is retailing for $50, then you will make $25 per sale. If you sell one hundred products in one month, you will make $2,500/month. Now, you may be thinking . . . Yeah right! I don’t like to sell anything. I am not a marketer. This is not for me. Let me tell you that you are not the one who will be directly selling. The point is as I mentioned above, to use a lot of leverage. How does this work? What is leverage? Leverage is literally any system, tool or process that helps you magnify your efforts. I explain in my book Easy Web Riches, how you can use many different techniques that allow you to profit from this business easily. Basically the point is that the Internet will take care of most of the work involved. I cover a wide variety of strategies you can use to expand your knowledge and increase your profits. By following simple rules you will see how much money you can make. In my opinion, those who think that making money as an affiliate is hard, think so because they haven’t tried it yet or because they lack the knowledge necessary to succeed in this business. Once you know how to do it and how to benefit from leverage, it becomes very simple. This is one of the easiest and fastest ways you can start earning substantial income from home. Think about it. You won’t only earn automatic income, but also residual income. I mean, on this business like many others home based online businesses, you make an effort once and you profit thousands of times. What attracts most people to affiliate marketing is that it goes to the next level of financial freedom, in which you don’t only profit from products that you didn’t even create, but you don’t have to deal with the clients either! Copyright © 2005 - EasyWebRiches

Fly lures

Part of the fly fishing or sport fishing is the lure. A lure is also called a “Fly” or “pattern” as its technical name. A lure can be anything with feathers, fur, ribbon, beads and other sorts of artificial materials tied to the hook. A fly lure’s main purpose is to attract or imitate a target species. The materials used for a lure are made in a sense so they can appear as real-life insects in water. There are several types of fly lure. There are even some recommended by fly fishing experts because of the general appearance in water but in many cases, these fly lures have different characteristics in the water so it really depends on your own purpose. Crankbaits has the ability to behave much like “bird dogs” in fish hunting. In using crankbaits, expect for it to plunge in to the water and dive deeper compared to other lures. So if you’re in for deeper water fishing, crankbaits are the best choice. Don’t forget to use long rods though; rods between 6.5 to 7 feet are ideal. Next is called the Jigging spoons or also known as the “structure lures”. This type of lure is most often used by experienced fishers. Its main characteristic can be used best when fishing for species in deep waters with unstable temperatures. The spinnerbaits is the most ideal type of lure for any kind of fishing. You need not worry about the type of rod or line or even cover if you want to use spinnerbaits. Also, spinnerbaits can be used at any time of the year regardless of the type of weather and water. Of course, for clear water fishing, there is the lure called Tube jigs. Fish living in clear water are inactive but tube jigs behave much like drop bait so experts recommend this lure to use. And last but not the least of recommended fishing lures are called the Vibrating lures. These lures are either made of plastic or metal and they tend to sink fast in deep waters. When you get a catch, pulling back the line in with this lure on it gives off a vibrating effect, thus the name it’s given.

Breaking the chains

Everyday, customers and business owners are bombarded with billboards, logos, print and electronic ads from huge corporations. With annual ad budgets that are more than our businesses' SALES in an entire year, our small independent businesses are getting squeezed out of consumers minds (and wallets) more and more each year. But the good news is, there are ways to fight back and “break the chains”: Build that website and perfect your online presence. The Internet is one place where, compared to print and other forms of electronic media, the playing field is relatively level. A website filled with loads of great content will be loved by the search engines like Google and Yahoo!, and because of that, customers that may not even know where you are can find you and buy online. If you own a retail store, start an e-store. If you own a restaurant or a service-related business, offer a gift certificate or printable coupon. Starting a mailing list on your website with the latest news, events and special offers is a great way to get (and keep) loyal, regular customers. The options are endless, and best of all, content is the Internet king, not slick, flashy, repetitive advertising. If you aren't comfortable with all things Internet, there are many companies that are, and can help you with web design, web hosting, search engine optimization, and web marketing. Join (or start) a co-op or business association. “Strength in Numbers” is more than a catchy phrase, it is becoming a necessity in our current business climate. Trade organizations can purchase products together to get better rates and buys, they can advertise together with direct mail coupons and newsletters (another big money saver), and they carry more political clout by appointing representatives to call on state legislatures or even Congress in order to promote legislation favorable to small independent businesses. If your area doesn't have a trade organization, or does but you feel it doesn't meet your needs, start one! The National Federation of Independent Business is a great resource with representatives in all fifty states and Washington D. C. Don't mimic Corporate America Advertising is not cheap, because the prices that the large corporations are willing to pay for it have priced it out of the reach of most small businesses. This is not necessarily a bad thing; let them have all of the cold, impersonal, beat you over the head repetitive advertising! People only care about this on Super Bowl Sunday anyway! Always go for the personal touch. If you own a restaurant or retail store, introduce yourself. Let them know you appreciate them coming by, and you can't wait to see them again. Always offer coupons or incentives, and be as unique, creative and memorable as you possibly can. Remember that “word of mouth” advertising is so great you can't put a price tag on it. Put yourself in the customers shoes, and stay there! Don't ever do what you want; do what they want. Don't just market your business, market yourself. It leaves an impression, and with the sorry state of customer service today in most (chain) businesses, people won't forget it! Remember, you are an independent business because you wanted to do something new or different, so promote yourself accordingly. Here's to you “breaking the chains” and becoming successful with your chosen endeavor.

Who is alexa and what does she have to do with me

Traffic is the most important thing to any web based entrepreneur. And Alexa pretty much has a monopoly on that data. Ignore her at your own peril. Alexa reminds the Computer Man Website Design Team of the teaching of Jesus Christ speaking of the rulers and powers of His time as recorded in the Holy Bible, Matthew 23:4, New American Standard Bible, "They tie up heavy burdens and lay them on men's shoulders, but they themselves are unwilling to move them with so much as a finger". Sure sounds like the few who control internet content to the old Tennessee Mountain Man. Want to get an Alexa ranking that matters for your website? You should because all other directories, indexes and search engines stop by their website to see who you are and whether or not you are a mover and shaker in your internet niche. Alexa may well be the world wide web's Dunn and Bradstreet. If you know anything about business, business finances, the Better Business Bureau or the Chamber of Commerce or have had to deal with your broker or banker on business matters you know the importance and the drill. Sounds daunting, doesn't it? Sure it does, and what makes it worse is Alexa's hypocrisy. Like the credit bureaus, Alexa collects, keeps and reports information about you and your website, but it keeps no data on its' own traffic. The first question asked by your prospective partners, marketers, and promoters is what is your Dunn and Bradstreet... oops sorry, Alexa rating. Alexa, located at the Presidio of San Francisco, CA, was founded in 1996 by Brewster Kahle and Bruce Gilliat. It offered a toolbar that gave Internet users guidance on where to go next, based on the traffic patterns of its user community. Say what? Yes, this cousin of Big Brother thinks it knows better what you want or need than you do. And, they select who best provides that for you. Based on what? Based on their user traffic. Who do they think they are, and how do I become a part of this crucial community of the web elite? They are the people who offer context for each site visited: to whom it was registered, how many pages it had, how many other sites pointed to it, and how frequently it is updated. Engineers at Alexa, in cooperation with the Internet Archive, created the Internet Archive's Wayback Machine. The nonprofit organization established to preserve Web sites by taking regular "snapshots". The Wayback Machine provides links to older versions of a webpage. Alexa also supplies the Internet Archive with web crawls. Amazon dot com acquired Alexa in 1999 for approximately $250 million in Amazon stock. Alexa entered a partnership with Google in 2002, and with the Open Directory Project about a year later in 2003. Live Search replaced Google as their provider of search results in the summer of 2006. Then in the autumn of that same year they began using their own Search Platform. Then in December they released Alexa Image Search. Built in-house, it is the first major application to be built on their Web Platform. Today, Alexa is primarily a search engine, an Open Directory based web directory, and a general supplier of site information to all suitors. In late 2005, Alexa opened its extensive search index and web-crawling facilities to third party programs through a comprehensive set of web services and APIs. These could be used, for instance, to construct vertical search engines that could run on Alexa's own servers or elsewhere. Unique to the internet, Alexa's Web Search Platform gives developers access to their raw crawl data reinforcing their comparison with Dunn and Bradstreet. Alexa, like every other web based endeavor feeling the bandwidth pinch changed their API to require comparisons be limited to 3 sites, reduced size embedded graphs be shown using Flash, and mandatory embedded BritePic ads in the early summer of 2007. So who is Alexa and what does she have to do with me? Alexa is the ultimate remote helpdesk. Accessible only as a self help desk, she is the real gatekeeper. Her stats help determine your Google Page Rank, and Firefox's About This Site are all Alexa metadata. Everyone else also pretty much reports what is in her data base. You know those stats you depend so much on? Irrespective of who supplies them to you... chances are they got them from Alexa. To join the club browse to Alexa dot com and follow the webmaster instructions. Don't forget the Alexa Tool Bar! It matters! Alexa averages your raw traffic over a three month period to determine your traffic flow and where you rate. Under 100,000 visitors a month over any consecutive three month period and you drop off the radar.

Adhd after school

Most forward-thinking teachers and instructors understand how to meet the special needs of children with ADHD. Unfortunately, many parents don't. ADHD is an acronym for Attention Deficit Hyperactivity Disorder. Children with ADHD struggle with attention problems, as well as hyperactivity. Teachers are trained to help ADHD kids deal with their personal obstacles and meet their learning potential. However, parents can often find it difficult to keep children safely occupied after school hours. If your child has ADHD, the first step to choosing the right after school activity is to understand how he or she is affected by the condition. If your child is interested in sports, you need to know if he or she is put off by fierce competitiveness, or is overly competitive. Is it easy for your child to get along with teammates? Does your child vocalize emotions, or is communication a problem? Physical exercise is beneficial to all children, and perhaps more so for children with ADHD. Exercise can use up the extra energy and help stimulate the brain. Team activities offer kids to learn valuable social skills and discipline. If your child shies away from team sports, you may want to look at activities like swimming, dancing, cycling or gymnastics. Martial arts are a great alternative, as they teach self-defense techniques along with discipline, patience and self-control. Some kids tend to gravitate towards fine arts rather than athletics. There are wonderful after school opportunities for artistic kids with ADHD. Acting or improv classes provide a great form of creative expression and exercise. Drama classes can also provide the child with ample opportunity to develop social skills. Music, art or dance can help a child with ADHD keep busy and entertained, while providing a valuable sense of self-worth and accomplishment. Scouting is another good after-school option. Girl Scouts, Boy Scouts and other community-oriented clubs teach children social skills and personal values. Like all children, kids with ADHD love to take part in special interest projects, and help with community efforts like park clean-up projects. Whatever after school program you choose, be sure to monitor your child's progress periodically. Ask your child's coach, instructor or counselor for help in assessing your child's development. If you feel that he or she is not benefiting from the program, you may need to consider changing the activity. Any after school program that increases your child's self-esteem is good, but certain activities may be detrimental to the development of a child suffering from ADHD. Excessive television use should be avoided, as well as certain computer and video games. These activities involve no interaction and can leave your child feeling more all the more isolated. Kids with ADHD can sometimes find it difficult to distinguish between good and the bad messages, so they may be inclined to exhibit inappropriate actions or act out contrary messages. On the other hand, group activities that require a child to sit and wait patiently for his or her turn might not be a success. Children with ADHD are normal kids facing above average challenges. It is important to allow them to take part with their peers in regular after school programs. Take the time to review options with your child, and choose after school activities that are fulfilling, challenging and above all, rewarding.

State farm insurance

The Beginnings State Farm insurance began in 1922, the invention of a man named George J. Mecherle. Mecherle thought that he could come up with a better insurance company than the rest, offering better coverage and great rates. So he did. Something about Mecherle’s vision was right – more than eighty years later, State Farm Insurance is still going strong. “In just over 80 years, State Farm Insurance Companies® has grown from a small farm mutual auto insurer to one of the world's largest financial institutions. But despite State Farm's growth, Mecherle's original philosophy of insurance coverage at a fair price coupled with fair claim settlement has remained.” State Farm web site, May 2006 State Farm, Today With 25 operations centers in 13 zones, these days State Farm employs 79,200 people, including 16,700 plus agents. State Farm actively services 71.6 million insurance policies in the United States and Canada. Many awards have been received by State Farm for their equal opportunity employing methods, and for the number of jobs the company has created. State Farm strives to give back to the community, participating in many programs to further education and safety, including awarding grants and scholarships. The Future of State Farm “Our vision for the future is to be the customer's first and best choice in the products and services we provide. We will continue to be the leader in the insurance industry and we will become a leader in the financial services arena. Our customers' needs will determine our path. Our values will guide us.” - State Farm web site, May 2006 What State Farm Offers State Farm can take care of all your insurance needs. They offer most types of insurance coverage. All the usual suspects of auto, home, life, renter’s, and supplemental medical insurance are available through State Farm. Other insurance offerings include condo, long-term care, and Medicare supplement. The State Farm web site is very user-friendly and easy to use. Using the web site, consumers can obtain a quote on any type of policy named above, or find an agent, both within minutes. Answering a few quick questions will lead you to a free online quote, and a search feature makes finding an agent simple work. You can also reach State Farm agents through online insurance quote web sites. This offers you the ability to compare rates from State Farm and from other independent agents or companies. Inquire with the site in question about the companies that will be providing a quote. “State Farm’s mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams.” - State Farm web site, May 2006 Other Services Not only does State Farm provide you with quality insurance, but the web site is a wealth of tools and information. A helpful learning center exists online for any who would like to learn more about retirement planning, college planning, savings strategies, prevention and safety, or life stages such as having a baby, marriage, or buying a home. There’s even a “kid’s stuff” section. Consumers can learn about reasons to have car insurance and what insurance policies do for you, and what they can mean in your life. Trust State Farm is truly one of the oldest names in insurance, and theirs is a name you can trust. If State Farm did not provide excellent customer service and satisfaction, there’s no way there would still be going strong. Often, it’s much cheaper to buy all your insurance plans through one carrier than through several different companies. State Farm can provide for all your insurance needs, without making you spend a fortune. Isn’t it better to use a company you know you can depend on?

The worst seo mistakes that lead to lowering your search engine ranking

Copyright 2006 Mark Nenadic Though there are many different theories out there regarding what makes the best SEO technique, when it comes to some issues that will work against your SEO efforts, there are some issues where everyone agrees. Among these, the most prominent are: • Not having a web page title • Using too many graphics, images, or flash animation on a given web page • Having a menu system that is prohibitively complex It is extremely important that every web page on your site has a title. Without providing a descriptive title that is search engine optimized with the right keywords, you’ll not only hurt your ranking, but you’ll turn visitors away. Consider it the equivalent to owning a store without a sign and with blackened windows. To make sure that you’re doing your best on that level, make certain that each web page on your site has its own unique title that is specific to its content. Try to make sure that it includes the primary keyword for that page, to ensure proper SEO for search engine spiders. By using too many graphics, images, or flash animation, you may be pleasing the eye, but search engine spiders won’t see it the same way. Search engines focus on the text content of your website. Their spiders crawl through your site looking for text, keywords, and other indications of purpose. They cannot, however, understand images or flash animations, nor will they ever understand their appeal. Therefore, though images are great ways to add appeal to your visitors, by adding too much to any given web page, you’re decreasing the value of your search engine optimization. To reduce this problem, try to create a balance on your page where the text content is given the true priority, and images, graphics, and flash animations are only a compliment, not a focus for the page. You can also help your website by adding alt tags to each of your images so that you are providing the search engine spiders with a bit of text, even when it’s an image that actually shows up on the page. The menu system of your website is the key to being able to properly navigate around it. Search engine spiders are typically considered to be relatively basic programs and struggle with anything but the most primitive menu systems. For example, if your menu involves JavaScript or a Java applet, the search engine spider will not be able to recognize any of the features, and will not be capable of properly navigating the site. Certainly, these can be very appealing to people, but search engine spiders don’t have the same ability to interpret the features of a website as people do. For proper search engine optimization, a simple textual link is your best option as it is the easiest for a search engine spider to understand. It makes your site much more likely to be seen in full by the spider, and therefore receive the best indexing and ranking results. Furthermore, the majority of the time, an extremely complicated menu system can quickly be replicated and implemented using textual links and CSS. This will make an enormous difference in your SEO results, and will be welcomed by all of your visitors who are still using dial-up and other slow connections. If you must use a complex menu or site navigation system, then make sure that you at least provide a site map that is readily available via a text link from the home page. This site map should use text to clearly link to every one of the other pages of your web site. This way, even if a spider is unable to use your regular menu system, it will be able to reach all of the pages by way of the site map. By carefully watching to make sure that you’ve avoided these mistakes, you’ll be making a big difference in your odds of achieving high ranking due to your search engine optimization efforts. You’ll refrain from working against your own SEO efforts due to simple errors, and will enjoy much larger amounts of traffic to your website.

Getting ready for your generic cialis lawsuit

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Mercedes benz luxury on wheels

Mercedes Benz is known to be the world’s oldest German producing brand of cars, buses, trucks and coaches. Its line of automobiles may it be in its past or present models have introduced technological and safety features which are common to most of the automobiles today. The Mercedes Benz is often called the Merc or the Mercedes is has the reputation of producing luxury cars for the past years. Its line ranges from automobiles, utility vehicles and even race cars which have made it up to be one of the most well received cars of all time. Mercedes Benz cars carry out a very high reputation that it earned high respect among the other car companies. From its humble beginnings as early as the 1880s to the present its reputation is well known around the industry that even its merchandise is a best seller just like the car itself. Its famous logo is considered as a priced possession that tendencies of it being stolen are quite rampant. Its fame led most of its models to appear on major films around the world. Its sports cars also appear in world class video games and other lines of its production are known to be the choice of most enthusiast of the brand. Owning a Mercedes is an experience that makes it above all other experiences that one might have. The fact alone that driving a German luxury car which is actually only are perceived as dreams for those who do not or are unable to own the famous car puts you above the rest. To make the Mercedes Benz experience reach its highest level, there are a number of ways to max out the Mercedes high. One of the best ways to achieve this is by buying the well crafted Mercedes Benz key chain. These add-ons can be purchased in specialty shops near you or it can also be acquired from on line stores. Theses accessories can be personalized further by requesting engravings at the back portion of the key chain to add to the experience of a lifetime. Mercedes Benz owners know that luxury is in their hands. The said key chain adds the feel towards the entire experience. There are designs available for the said accessory to better the personal experience of each type of Mercedes Benz owner. This accessory however is not limited only to those who own the famous Mercedes car but also for those who are considered as avid collectors of car memorabilia. It’s a fact that the Mercedes Benz is synonymous to luxury, well, for those who know their collections very well, it is basically a must to have the Mercedes Benz brand included to complete the collection. You may already have car models of famous Mercedes Benz releases or a well crafted Mercedes Benz insignia, tee shirt, caps, pins or other collectibles that the brand may have released, the Mercedes key chain will not disappoint you in any way as an additional item for your Mercedes Benz experience.

Americans without health insurance have new affordable options

More and more Americans are going without health insurance because they can't afford it. But there is a solution. New health insurance portfolios are available that are specially designed to help meet the national need for affordable coverage for individuals and employees of small businesses. This is good news for many Americans who often cannot afford to purchase health insurance for themselves or whose employers do not offer insurance. This includes individuals who are self-employed; those who are employed by a small business or who run a small business; and individuals in other circumstances that require them to buy their own health insurance. "More than 45 million Americans fall into one of these categories. Many of these people are uninsured or are struggling to afford the traditional plans that insurance companies typically offer," says Melissa Crawford, senior vice president, Physicians Mutual. The company bundles together existing and new products to provide an Integrated Health Portfolio (IHP) with a variety of choices and price points. The IHP offers a choice of benefits, including coverage for: • Doctor's office visits • Preventive care • Hospital stays • Surgeries • Catastrophic major medical • Outpatient treatment. "This portfolio of products is designed for middle-income Americans for whom the only choice has been major medical plans with high deductibles-$5,000, for example. That's too much for them to absorb out of pocket," Crawford says. "They're looking for a plan that pays a portion of everyday health care costs such as doctor's visits, childhood immunizations, and screenings like mammograms and prostate cancer tests. They also need prescription drug and vision discounts. "We have options with no deductible to meet, so policyowners receive benefits the first time they have a covered medical expense," Crawford says. "There are also no lifetime maximums on this type of policy." Crawford points out that individuals and small-business owners usually do not have benefits managers who can talk them through their insurance options. The health portfolio offers a needs assessment to help customers determine which insurance products are right for them. Physicians Mutual Insurance Company and Physicians Life Insurance Company, a member of the Physicians Mutual family, provide a full portfolio of health and life insurance products, as well as financial products. Both companies consistently receive high grades from independent insurance analysts.

Copywriting (2)

Copywriting For those of you who are not familiar with the art of copywriting, this article will focus on giving an introduction to the subject and why it is in such high demand today. The field of copywriting is large and continues to expand every year. A way to describe copywriting is putting a creative message in front of a consumer. In the book, Copywriting, it is mentioned that copywriting is based upon three fundamental principles. When you are writing to a customer, there has to be an involvement between the customer and the seller. You must then make sure that you explain the rewards as far as when the customer is purchasing a product. The final piece is achievement and that is what you as the writer will be focusing on. Whenever you write copy, you are looking to have a certain effect upon consumers. Usually this effect will be for consumers to desire a certain product because they will want to gain certain rewards. You know that you've achieved your objectives by hitting certain sales goals that have been set for your copywriting. There are many writers in the world but there is a specific niche for copywriters. Copywriters are the ones who write messages but mold them in a way that it brings about an interest in a consumer. With the number of advertisements out there today, consumers will not respond unless it is something that specifically interests them. This is why it is more important than ever to have a clear focus when you are writing your copy so that you know which particular niche you're trying to hit within the broader population. There will always be a need for copywriters no matter whether the economy is in a recession or in a boompanies must always put out a message to consumers and as long as this demand is needed, copywriters will be in high demand. If you are interested in working as a copywriter, you will have many different places to look for work. You can decide to work for advertising agencies, on the Internet, or be your own boss. There are many different markets for you in these three that were just listed. When you are writing copy for a seller of a product, the key is that you must remember to put yourselves in the shoes of the consumer. This is done through doing extensive research and studying what goes through the mind of that particular consumer. Each niche or group of people will be different in what will motivate them to do certain things. By doing this research, you will have a better idea of where you need to go with the message that you are trying to convey to your target audience. This article on copywriting is meant to give you a broad overview of the field. The demand for copywriters will always be strong due to the need of companies to send messages to their audiences to buy their products. If you do not employ someone to promote your product, you will be left behind. This is why copywriting is such a good field and is in such high demand.

10 Extremely effective ways to increase your sales

The following are 10 simple yet very powerful ways to increase your sales significantly: 1. When you make your first sale, follow-up with the customer. You could follow-up with a "thank you" email and include an advertisement for other products you sell. You could follow-up with them regularly. The goal is to begin building a relationship with your customers so you need to keep in constant contact with them. 2. You could upsell to your customers. When they're at your order page, tell them about a few extra related products you have for sale. They could just add it to their original order. 3. Tell your customers if they refer four customers to your web site, they will receive a full rebate of their purchase price. This will turn one sale into three sales. 4. When you sell a product, give your customers the option of joining an affiliate program so they can make commissions selling your product. This will multiply the sale you just made. 5. Sell the reprint/reproduction rights to your products. You could include an ad on or with the product for other products you sell. You could make sales for the reproduction rights and sales on the back end product. 6. You could cross promote your product with other businesses' products in a package deal. You can include an ad or flyer for other products you sell and have other businesses selling for you. 7. When you ship out or deliver your product, include a coupon for other related products you sell in the package. This will attract them to buy more products from you. 8. Send your customers a catalog of add-on products for the original product they purchased. This could be upgrades, special services, attachments, etc. If they enjoy your product they will buy the extra add-ons. 9. Sell gift certificates for your products. You'll make sales from the purchase of the gift certificate, when the recipient cashes it in. They could also buy other items from your web site. 10. Send your customers free products with their product package. The freebies should have your ad printed on them. It could be bumper stickers, ball caps, t-shirts etc. This will allow other people to see your ad and order. There you go. The great thing about these powerful strategies is that you can implement them immediately. As I said, they are easy to start using but the outcome could be a substantial increase in your conversion and/or buy rate which is the ultimate goal. It is extremely important to make your customer and/or prospect feel special and to provide them with additional value-added items that will keep them coming back.

What people need to know about dog behavior

As the old adage goes, “Dogs are man’s best friend.” However, there are times when people just couldn’t understand why their beloved dogs behave in a different manner. Hence, it is extremely important to know the underlying reasons why dogs sometimes behave differently. In fact, man could teach his dog the most appropriate behavior. Experts say that dog behaviors can be controlled through proper training. Dog behaviors are actually responses that are mostly triggered by environmental and social factors. Hence, to control these responses, the owner should teach his dogs the proper way to respond to such elements. Dog Bite Statistics show that almost 5 million people in the U. S. are victims of dog bites annually. This is almost 2% of the total population in the U. S. What’s more, dog bites cases rank as second most common cause of emergencies in the hospitals. So, the question is: Why dogs bite? According to the experts, the main reasons why dogs may bite are the following: 1. Excitement When somebody plays with his or her dog, the tendency of the dog is to get excited, and because dogs don’t have hands to use when playing, they have the tendency to use their mouth to grasp things. When this happens, there is the tendency that the dog might accidentally hurt people. 2. Protection Dogs can be very possessive, so, whenever he wants to protect something that he owns, he will bite whoever threatens to take it away from him. Hence, when people get near the dog’s property, the dog’s tendency is to bite to make the person leave his property alone. 3. Pain When the dog is not feeling well, he does not understand why he is feeling that way. Therefore, when a person, even if it’s his master, touches him, he may think that it’s the person who causes the pain and so his tendency is fight back by biting. 4. Fear Dogs get fear too. That is why when somebody startles him, the dog’s only known protection for itself is to bite back. So, the best thing to avoid these situations is to leave the dog alone. The problem with so many people is that they have this tendency to always play around with their dogs without learning how and when the dogs should be left alone. Like humans, dogs have feelings too. When these feelings are all mixed up, their only known protection for themselves is to bite because they cannot understand the situation logically. Therefore, people should know that in order to avoid such circumstances. As they say, it really pays to know everything.

Paying off debt

The Debt I refer to here is Consumer Debt that is linked to the acquisition of lifestyle comforts, whims or desires. This type of debt can really leave you with economic insecurity and a limited financial future is best avoided. Entering into debt for business reasons or to accumulate assets is often necessary and indeed wise as long as it is part of a well thought out Business Plan or Investment Strategy. How start Paying off debt. If you have any non-mortgage debt, loans, credit card debt etc. take 10% of your income and use it as an extra resource towards paying off debt. Get those debts paid down as quickly as possible because each day you have them they cost you more and more money, unfortunately this the wonderful principle of compound interest working against you. Paying off debt could be the best investment you ever make. Although you are paying off debt, if you look at it another way you are really making an investment. It may also prove to be the best investment you ever make. For example: If you have credit card debt and the interest rate is 18% per annum and if you pay it off, you are saving yourself having to pay out that extra 18%; which is just the same as getting an exceptional return of 18% on an investment. Frightening non-monitory interest. I have noticed that there is a lot of advice about paying off debt with the high interest first and even some advocating the paying off debt with lowest interest first. I suggest that both suggestions are flawed. The debt with the highest interest has not necessarily got a percentage after it. What you must pay off is the debt that can cause you the most harm if it remains unpaid and that could extract a frightening non-monitory interest. If you do not pay your rent or mortgage you could be evicted from your home. Moneylenders can, via County Court Judgements apply for an order for Bailiffs to take your possessions and sell them to recover any defaulted payments. Prison sentences can be handed out for not paying income tax, council tax, and child support. If you have borrowed money from less reputable sources you can be threatened with violence or worse if you fail to meet their payments. Chester Bowles (1901-1986) said, “There can be no real individual freedom in the presence of economic insecurity” You do not need to be a successful businessperson or entrepreneur to have a debt free lifestyle that gives you that economic security. Such financial freedom can all be attained by simply paying off debt.

The advantages of shopping early for holiday gifts

When you are shopping for holiday gifts, timing is very important. If you’re like a lot of people, you wait until the last minute to do your holiday shopping, which as you'll find out, is not very good idea. This may pose a number of shopping headaches. First off, all of the other last minute shoppers are going to be doing the same thing as you, so the stores are going to be crowded. Secondly, though most stores may be having holiday sales, the prices aren’t as low as they may have been had you done your holiday shopping a couple of months in advance. Finally, last minute holiday shoppers will also find that the most popular items have already been sold out, and they may have to visit a number of stores to find a specific item, only to find the price highly inflated. So, if you have a pretty good idea about what you want to purchase ahead of time, it’s advisable that you go out and start shopping as early as possible. The Advantages Of Shopping Early When you do your holiday shopping early, you will not only find that the prices are generally less expensive, but you are almost guaranteed to find the items you're looking for in stock. Many times, when you shop for holiday gifts as the holiday approaches, the products fly off the shelves and it can be hard to find exactly what you’re looking for. You are then forced to either settle for an alternate holiday gift or you have to shop at another store altogether, but you’re still not guaranteed that the item will be in stock there, either. If you want good deals and the guarantee that the merchandise you want is in stock, then start your holiday shopping at least two months in advance. If you have to shop at the last minute, in the case that someone just came into your life and you want to buy them a gift, then you may be forced to fight the crowds and may end up being disappointed in finding that the items you're looking for are no longer in stock. However, online shopping is also an option you may want to consider. You can peruse various online stores and have your order shipped to you in one or two days. Be prepared though, it is going to cost a lot more for rush shipping, but at least you know your holiday gift will get there in time. Shopping Early Reduces Stress If the reasons mentioned so far aren't enough to convince you to do your holiday shopping early, then maybe you'll be more inclined to shop early for health reasons. If you do your holiday shopping early, it will be a lot less stressful on you. Two of the top stressors in our life are time and money. By doing your shopping early, you can reduce these stresses because you’ll probably spend a lot less money than you would if you wait until the last minute. Also, you'll save time because you won't have to wait in long lines at the checkout, or run from store to store searching for a specific item that is sold out. You also don't have to worry about fighting over the last item on the shelf and you’ll also have the peace of mind in knowing that you can gradually shop throughout the year instead of spending all your money at one time. Unfortunately, most of us are procrastinators by nature. Try shopping early one year, and find out what it's like to get it done early. You'll be amazed at the difference.

The pros and cons of a maui destination wedding

Have you recently become engaged? If you have, you may want to get started with your wedding plans right away. Before you get started, you may want to take the time to examine destination weddings, namely Maui weddings. These types of destination weddings are rapidly increasing in popularity and Maui may be the perfect destination for you. As with any wedding choice that you will make, you will find that there are a number of pros and cons to having a destination wedding in Maui. Before automatically deciding that a Maui wedding is right or wrong for you, you will want to take the time to examine some the many pros and cons to having one. A few of the most influential plus sides and downsides to destination Maui weddings are outlined below for your convenience. As for the pros or plus sides to having a destination Maui wedding, you will find that there are an unlimited number of them. For starters, weddings in Maui are often picture perfect. This is due in part to the beauty of the land. Whether you decide to wed in a Maui church or along the coast, you will have a beautiful backdrop. This picture perfect scenery will not only help to create great wedding pictures, but it will also help to make your wedding more memorable, not only for you, but for your guests as well. Another one of the many pros or plus sides to having a destination Maui wedding is the fact that your wedding and honeymoon can be combined. Although many interpret the cost of destination weddings to be quite high, you can actually save yourself a considerable amount of money in the long run, with destination weddings. For example, many Maui vacation resorts offer wedding packages, enabling you to get married right onsite. On the other hand, if you book a stay at a private vacation rental, like a Maui villa, you may be able to have your wedding right onsite. These two options are just a few of the many ways that you can save money with a destination wedding. Although there are a number of reasons why you should have a destination wedding in Maui, you will also find a number of cons or downsides to doing so as well. One of the biggest concerns of brides and grooms to be is guest attendance. Many believe that a large number of their hopefully wedding guests would be unable to attend a destination wedding. While this will likely be true with some of your guests, you may be surprised how many would be willing to make the journey to Maui. Many wedding guests actually prefer destination weddings. You may find that many of your guests look at your destination wedding as an opportunity to have the vacation of their dreams. The only thing is cost. That is why you will want to preplan a destination Maui wedding well in advance and inform your guests of your destination early on. This will give many of your guests the opportunity to save money, to afford the cost of travel, as well as overnight accommodations for your destination wedding. Another one of the downsides, as previously stated, is the cost of a destination Maui wedding. Depending on where you reside, it could be costly for you to travel to Maui, let alone book a Maui vacation rental or a venue for your wedding. Unfortunately, the cost of a destination wedding automatically makes brides and grooms look at closer alternatives. As previously stated, there are a number of steps that you can take to minimize the cost of a destination Maui wedding, while still having the wedding of your dreams. One of those options includes booking a stay at a private Maui villa and having your wedding there. The above mentioned pros and cons are just a few of the many that you will find associated with destination weddings. Even if you are unsure if a destination Maui wedding is right for you, you may still want to take the time to give it a look. If you are like many other brides or grooms to be, there is a good chance that you will like what you see.

Things to consider before getting surgery for back pain

When you visit your doctor to get a diagnosis for the pain you're experiencing in your back, they may recommend that you undergo surgery. In this article I want to go over back surgery and the things you should consider before going through with this procedure. The first thing you should realize is that if you have doubts about your doctor's advice, or feel that surgery is not necessary for you, it would be wise to get the opinion of another healthcare professional. This doesn't mean you have to switch doctors, it just means you want to get the opinion of somone else. When you ask another doctor their opinion, it is important to not give them the details of the diagnosis you were given from your doctor. This will insure that you get an honest opinion which is not based on what your own doctor told you. After this you will want to sit down and learn more about the type of back disorder you have. Look at the different types of treatments available and the pros and cons associated with them. Read some books and visit websites which can give you additional information. Visit chat rooms online and talk to people who have back disorders similar to yours. Many of them may have had the same treatment you are considering and can tell you their thoughts. It is important to remember that different people react to treatments differently. It is important to check your surgeon's credentials before undergoing a surgical operation. The highest level training they can achieve is called a fellowship. A surgeon who has this level of training has spent at least one year working at a medical facility which specializes in spinal operations. This program is designed and aimed at orthopedic surgeons. The difference between them and neurosurgeons is that while orthopedic surgeons focus on the bones, neurosurgeons focus on the nerves, both of which make up the spine. Before visiting your doctor for consultation regarding surgery, make up a list of questions to ask them. Don't be afraid to ask any question you want. Once you have your answer, do some additional research to make sure you're comfortable with undergoing the operation. Getting back surgery is a serious operation that most people take very seriously. If you don't feel confident that your doctor is giving you the right advice, don't be afraid to talk to others and do your own reseach to find out more about your condition.

Croisière pour lune de miel

Les bateaux de croisiиre sont de plus en plus spacieux, afin de vous offrir le meilleur en matiиre de dйtente et relaxation et vous proposent de dйcouvrir de plus en plus de destinations de rкves, de l'Alaska aux Caraпbes en passant par l'Europe. Les croisiиres vous offrent un confort digne d'un cinq йtoiles, son lot d'aventures, ainsi que l'opportunitй de connaоtre de nouvelles personnes et de vous faire de nouveaux amis. Mais pour la rйussite de votre lune de miel, la croisiиre doit comprendre а son bord: 1) Du Champagne et des fraises dиs votre montйe а bord 2) Des canapйs et autres attentions dans votre cabine un soir de votre choix 3) Une soirйe "Lune de Miel" spйcialement destinйe а votre attention 4) Mettre а votre disposition des photographes Pour cela, choisissez bien votre bateau. Celui-ci doit vous offrir les salles et le confort minimal suivant: 1) Des Restaurants devant vous fournir des repas de haute qualitй, 2) Des Pubs, vous proposant les meilleures biиres irlandaises ainsi que du champagne, doivent кtre disponible aux quatre coins du bateau et prиs des salles de SPA et solarium, 3) Au minimum un Centre de confйrence, 4) Des activitйs sportives comme un Centre de Fitness, parours de golf, terrains de basket ball et volley ball, mur d'escalade, piste de jogging, patinoire, jeu de palets et bien d'autres encore; 5) Des activitйs sportives et йducatives pour les enfants telles le Club enfants pour les enfants de 3 а 17 ans comprenant une discothиque, des jeux vidйo et mкme un espace oщ leur est servi un repas; 6) Des Salons de beautй, un Complexe thermal complet incluant Sauna, Spa et Solarium; 7) Pour vos loisirs: Piscines, Jacuzzis, Casino pour pouvoir vous divertir dans une ambiance Las Vegas а l'aide de ses machines а sous, Discothиque, Salle de spectacles, Salle de cartes, Cafй internet, un thйвtre. 8) Mais aussi des services du quotidiens tels: Galerie Marchande (avec bijouterie, magasin de souvenirs, de photos), Bibliothиque, Centre mйdical, Blanchisserie, et enfin une Chapelle nuptiale. Les bateaux recommandйs pour ce genre de sйjour dйpendent йnormйment de vos goыts et du choix de votre destination, а savoir si vous rechercher une йvasion romantique au travers des forets tropicales et des plages ensoleillйes ou culturelle pour visiter des monuments historiques et dйcouvrir des mentalitйs йtrangиres. Pour cela, les listes ne seraient кtre complиtes. Les deux bateaux de croisiиres les plus connus sont les suivants: 1) Jewel of the Seas: Mis en service en mai 2004, le Jewel of the Seas est caractйrisйs par l'allure innovante des super-yachts. Il possиde un design avancй avec ses grandes surfaces vitrйes dans les espaces publics et des ascenseurs de verre donnant sur l'ocйan. 2) Explorer of the Seas: En route vers les Antilles. Ce paquebot est le plus grand au monde. Vous y trouverez plus d'activitйs et d'expйriences que vous ne pouvez imaginer. Dйcouvrez des aspects novateurs tels que le mur d'escalade vous permettant de vous йlever au dessus de l'ocйan, la patinoire oщ vous pourrez dйguster un chocolat chaud. Le soir, les boutiques, les cafйs et autres animations du Royal Promenade s'ouvrent а vous. Cette esplanade, oщ il fait bon se promener, s'йtale sur une longueur йquivalente а deux terrains de football et fait 4 ponts de hauteur.